Terms and Conditions of Use

Legal Notices /Use of Web Site Agreement

This Terms and Conditions Agreement (the ‘Agreement’) is a legally binding contract between you and Hartford Investments Canada Corp., please read the following notices carefully before using this Web site. This Agreement governs your use of the Web site currently located at http://www.hartfordinvestments.ca, or such other URL as may be used from time-to-time (the ‘Site’). These terms and conditions may be changed or updated at any time. You are responsible for reviewing them periodically for current information. Additional legal notices regarding specific products, services, as well as conditions, restrictions or disclosures may be described on “subsites” within Hartford Investments Canada Corp.’s main web site. This web site is not for use in the Province of Quebec.

Hartford Investments Canada Corp., including its affiliates, are only willing to provide you with access to this Site on the condition that you accept all of the terms contained in this Agreement. Your use of the Site will constitute your acceptance of, and agreement to be bound by, all terms and conditions of use. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, INCLUDING, WITHOUT LIMITATION, ANY SUBSEQUENT AMENDMENTS OR MODIFICATIONS POSTED AT THE TIME OF ANY FUTURE ACCESS, YOU MAY NOT ACCESS THE SITE OR ANY SERVICES PROVIDED ON OR THROUGH THE SITE.

NOTHING DISPLAYED/PROVIDED THROUGH THIS SITE AND/OR CONTAINED HEREIN SHALL CONSTITUTE, OR SHALL BE DEEMED TO CONSTITUTE SOLICITATION OR INVESTMENT ADVICE, BY THE HARTFORD FUNDS OR THEIR MANAGER, HARTFORD INVESTMENTS CANADA CORP.

HARTFORD INVESTMENTS CANADA CORP. IS THE MANAGER OF THE HARTFORD FUNDS AND DOES NOT DIRECTLY ENGAGE IN THE SALE OF MUTUAL FUND SECURITIES. UNITS OF THE HARTFORD FUNDS MAY ONLY BE PURCHASED THROUGH REGISTERED DEALERS AND THEREIN ONLY IN THOSE JURISDICTIONS WHERE THEY MAY BE LAWFULLY OFFERED.

In the event of an inconsistency with any disclaimers, terms or conditions on a particular page of this Site and the terms and conditions of this Agreement, the terms and conditions of this Agreement will prevail.

Hartford Investments Canada Corp.

Hartford Investments Canada Corp. is the manager of The Hartford Funds and an indirect wholly-owned subsidiary of The Hartford Financial Services Group, Inc. of Hartford, Connecticut. The Hartford Financial Services Group, Inc. and its subsidiaries, (collectively “The Hartford”) are among the largest providers of both property and casualty insurance and life insurance products and services in the United States. Through its subsidiaries, The Hartford carries on life insurance business including the offering of investment products such as fixed and individual variable annuities, retail mutual funds, retirement plan services and investment management services in Canada and the United States.

Limitation of Liability

In no event shall The Hartford, including its employees, agents, directors, officers and affiliated companies, be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of services received from this web site. Exemptions of implied warranties may not be allowed in all jurisdictions.

Use of Web Site Information

The materials and services on this Site and your use of it are on an “as is” basis and for information purposes only. The Hartford makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. The Hartford disclaims all warranties, express or implies, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose or non-infringement of other’s rights. The Hartford does not warrant that the Site will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code.

Unauthorized downloading, re-transmission, storage in any medium, copying, redistribution, or republication for any purpose is strictly prohibited without the written permission of The Hartford.

Certain materials, where indicated, in the Broker and Dealer (the “Broker/Dealer”) area of this site are not intended for use by the public. They are intended only for use by the Broker/Dealer in Canada. The Broker/Dealer may not print or otherwise reproduce such material from this site and distribute it to any member of the pubic. Any liability resulting from such unauthorized reproduction and distribution to the public will be the responsibility of the Broker/Dealer and the Broker/Dealer shall indemnify The Hartford for any damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or punitive damages that may result from your unauthorized reproduction or distribution of the materials on this Site to the public for which The Hartford is found liable. The Broker/Dealer must retain any and all proprietary or copyright notices. You may not copy, transmit, distribute, modify, publicly perform, reuse, sell, of display any of the contents of this Site for any public or commercial purpose except with the prior written consent of The Hartford or the owners of the materials.

Each Broker/Dealer undertakes and agrees to take all reasonable precautions to ensure that information on the Site is only distributed by or on behalf of the Broker/Dealer to customers or members of the public in compliance with all applicable laws including the provisions of National Instrument 81-102 and, in particular, Part 15 thereof.

Non-Canadian Investors

The units of The Hartford Funds have not been and will not be registered for sale under U.S. securities laws and may not be offered or sold directly or indirectly in the United States, to any U.S. person (including any citizen or resident of the United States, any partner or corporation organized or incorporated under the laws of the United States and certain estates and trusts organized under U.S. laws) or in any jusisdiction in which such a sale is unlawful. The units of The Hartford Funds are available only in those jurisdictions where they may be lawfully offered for sale and therein only by persons permitted to sell such units. Prospective investors who are not resident in Canada should consult with their investment professional to determine if The Hartford Funds may lawfully be sold in their jurisdiction.

Financial Calculators

The financial calculators found on this Site are provided for general illustrative purposes only. All examples are hypothetical. The financial calculators are provided only as educational tools and do not constitute investment advice.

Trademarks/Copyrights

The Hartford, Hartford Life, the Stag logo, and combinations of the foregoing are registered trademarks of Hartford Fire Insurance Company. All other trademarks, service marks, trade names, logos and icons, registered or not, are the property of The Hartford or third parties which may be indicated. Other materials, including video, sound recordings and images, on this Site are a copyright of or proprietary to The Hartford or are used with the consent of the owner. The contents of this Site are protected by copyright, trademark or other intellectual property laws of the U.S. and Canada or in some instances, the laws of other jurisdictions. Unauthorized use may violate copyright, trademark and other laws.

Third Party Links

Links from this Site to a non-Hartford site may be provided for users’ convenience only and are entirely independent of this Site. The Hartford does not control or review these sites nor does the provision of any link imply an endorsement or association of such non-Hartford sites. The Hartford is not responsible for and makes no representation or warranty regarding the contents, completeness or accuracy or security of any materials on such sites. If you decide to access such non-Hartford sites, you do so at your own risk.

User ID/Password Security

Portions of the Site are protected and can only be accessed via a User ID and password. You are responsible for maintaining the confidentiality of the User ID and password. You agree to immediately notify The Hartford of any unauthorized use of the User ID and password, or any other breach of security of which you are aware. The Hartford assumes no liability for any loss or damage arising from your failure to comply with this section. You undertake and agree to take all reasonable precautions and to use your best efforts to ensure that the User ID and password is not divulged, shared, released or otherwise made available to others. The Hartford is under no obligation to confirm the actual identity or authority of anyone using your User ID and password.

Use of Cookies

This Site may use “cookies” or similar technology in order to track usage of this Site and to improve our service to you. However, information collected is not associated with or identifiable to you in particular. The information is used in aggregated form.

Internet E-mail

E-mail over the Internet is not a secure medium and privacy cannot be assured. E-mail communication is not confidential, subject to possible interception or loss, and is also subject to possible alteration. The Hartford is not responsible for and will not be liable to you or anyone else for any harm or damages in connection with an e-mail, containing personal or confidential information sent by you to The Hartford or an e-mail by The Hartford to you at your request.